Living month to month, pay day to pay day, can be a monotonous slog akin to constantly swimming against the current. However, it’s a reality for many British families. A worrying 20% of British families have an ‘absolute’ low income once housing costs are taken in to account

It rapidly becomes a case of sink or swim, with those sinking falling in to a vicious cycle of debt. Debt can have a devastating impact on families, and whilst it is sometimes unavoidable, avoiding getting to the point of needing an IVA or Protected Trust Deed is advisable.

To keep afloat, despite the lack of pennies, here are our Top 10 Budgeting Tips for Low Income Families.

  1. Track Your Spending

Before coming on to our second tip, you’ll need to implement our first. Spend around 6 weeks tracking your spending. Record everything you spend no matter how big or small. Face up to your bank statements and use them to help you make sense of where your spending is happening. By the end of the 6 weeks you should have a clear picture of what’s coming in, and what’s going out. Make sure you include all household bills, leisure costs, travel, and even those random cups of coffee.

 

  1. Make a Budget

Yes, our second budgeting tip for low income families is to in fact have a budget. You won’t be able to keep a tight rein on your spending otherwise, and you can quickly haemorrhage funds without realising. However, if you’ve tracked your spending, and cut your budgetary cloth to fit, then you’re on the right path. You may need a reality and attitude check here – it’s not about being restrictive, but instead giving you the financial freedom that puts you in the driving seat.

 

  1. Tackle Debt First

If you end up with an IVA or Protected Trust Deed, it’s not the end of the world – but do try to avoid it by prioritising debt and always tackling it first. This includes all loans and credit cards, and make sure you focus on those with higher interest first. Remember that debt breeds debt, so if you can stay away from the red zone as much as possible this will help you no end.

 

  1. Stop Accumulating Debt

It’s no use tackling the debt if you don’t change your credit-using ways. Whilst debt isn’t all bad, the simplest way to stop it getting on top of you and impacting on your budget as a low income family, is to simply refuse to entertain it as a guest. Your grandparents were right when they told you not to spend what you don’t have.

 

  1. Look at the Big Spenders

Most people find that there are certain key contenders when it comes to eating up the family budget. Typically for most families the big whammy is housing costs. If you can shave 1% off the big costs, this will make a much bigger impact than 10% off a small cost. So think outside the box and see if you can reduce accommodation costs. You may be able to remortgage for less, or for cheaper rates; you may be able to move into more affordable housing; or you may even be able to get a lodger in and contributing to the bills.

 

  1. Be Sure You’re Getting What You Are Entitled To

Sometimes it’s all too easy to get caught up in the everyday battle of the budget without realising you’re actually entitled to help. No one is going to shout it out to you – you need to do the investigating yourself. So, if you’ve had any change in your circumstances, or simply because quite a bit of time has passed since you last did it, head on over to http://www.entitledto.co.uk/ and plug in your details to see that you’re getting all the help you can. Another good port of call if you’re unsure of your entitlement, or are struggling with budgeting or debt, is your local Citizens Advice Bureau (CAB)

 

  1. Plan Your Spending

Use your budgeting skills to identify just how much you have to spend and stick to it. Even that 80% off ‘bargain’ isn’t so great if it’s still out of budget. Be savvy, shop around, from groceries to kid’s shoes. Use tools such as MySupermarket to get the same groceries for less and take your time comparing goods and services online to ensure you’re getting the best deal.

 

  1. Look at the Small Costs

Whilst you’ll make the biggest savings by shaving small amounts off the big costs, don’t underestimate those sneaky accumulating small costs. That daily cup of coffee at the train station could pay for a new laptop over the year, and can be easily replaced with a thermos. Make a lunch rather than buying one daily at work, and consider knocking habits such as smoking, on the head.

 

  1. Don’t Shun Second Hand

With the likes of eBay, Amazon marketplace, and Facebook selling pages, you’re never too far away from good quality secondhand items. Many products, such as cars, quickly lose a big chunk of their value the moment they are bought. The trick is to get in a close second, with ‘nearly new’ items for a fraction of the cost of new. This can apply to all sorts – from white goods to electronics, and vehicles to clothes.

 

  1. When You Can, Save

We all have times that are leaner than others, but if you can, then save. No matter how small, regular payments soon add up and will give you a buffer zone should the worst happen and the breadwinner loses their job, or the washing machine gives up the ghost.

 

Being a low income family doesn’t necessarily spell debt and disaster. However, it does require a diligent approach to budgeting whereby everything coming in is known, and everything going out is accounted for.

 

 

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Wall Street experts are known for their grasp over the world of finances. These lads help entrepreneurs and even enterprises to earn millions. A tip from them can make or break the stock market in a heartbeat. But you already knew that, did you not?

Here’s a thing you probably weren’t aware of – brokers and financial gurus from the world’s business capital don’t usually follow common industry patters when it comes to their own finances. Yeah, they have a few tricks up their sleeve, but those are for internal use alone. Professionals, just like decent magicians, don’t like to share their personal secrets.

Financial Management Tips

Not to worry though, because we’ve managed to get three of them spill some milk and we are now proud to present you their own personal financial management tips.

“Choose a credit card like you would chose your wife” – James Steimle Jr.

Nowadays, with Best Credit Cards service one has all the power in the world to make a smart credit card choice. Some credit cardsare simply better than others – certain banks give better deals for travellers while other institutions provide bonuses programs for cash lovers.

Learn about which area fits your needs best, find out about the bonuses you can earn and the terms and conditions from them. I, myself, have 9 cards and each is used for a strict strategic purpose. I use “miles per dollar” deal card for travelling and I use purchase bonus cards for shopping. This way I save from 6% to 15% on every card.

6% may not seem as a big deal but every penny counts. In my case 6% makes up to several thousands of dollars a year.

“We live in the future, so just use an app” – William Ranchford

I mean, seriously, how hard can it be? Especially today, when there’s an app for everything! Take a look at Mint for example. You can easily manage your accounts there, set up transactions, get clear, visible charts of your income, credit score and what not.

You see reports on your spending and investments and you know what works and what breaks by simply looking at the screen of your phone. What else can a heart desire?

“Have a system” – John Diggerson

Here’s what I use. Say you are earning $5000 per month. We leave the taxes out for the clarity of the example. So, imagine $5K in your hands.

Save 10%. That would be 500 dollars. You can freely deposit them in a bank. Don’t do anything else with them, just deposit and keep depositing 10% from every paycheck.

Plan your necessary purchases next: you have to invest, buy food, shop for clothes and get a present for Madison as her birthday will be this month. What are you left with? I say $2000. Divide it into 4. That’s it –that’s all you have to spend per week. Not more, nor less.

 

 

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Origami projects – a guest post form Red Ted Art

Have you done origami with your kids before? It’s so much fun and the end result is often incredibly cute. We have made origami as greeting cards, to create fun paper toys, as corner bookmarks, and for decoration for my kid’s rooms or around the house. It’s fun to be able to create things with simple a sheet or two of paper. It is a fun activity for older kids, when they aren’t into finger painting any more. It’s excellent for helping kids (and adults too) practice following directions, because if directions aren’t followed the result will not be the same. I also love how origami is such an inexpensive activity. It’s literally a sheet or two of paper, maybe a marker or pen, but that is it!

 origami projects

Here are some of our favourite origami projects.

  1. These fabulous penguins are just incredibly cute, aren’t they? They are easy to create and make great greeting cards from kids!
  2. These origami cats are so cute I just want to cuddle it! They are two piece, but don’t even need glue to hold them. But the best part? They stand up! How super duper cute!
  3. If you’re not a cat person then you may love these dogs! You can make them with white paper then use a colouring utensil to design them to look like your favourite puppy, I personally love the Dalmatian one!
  4. These origami frogs are just the coolest thing. They actually jump! So after you and your kids have folded and designed the frogs, you can make them jump around the table or even have races with them! Will your frog jump the farthest?
  5. When Finding Dory came out, whales were all the rage in our house. We made a ton of these super easy whales, in all different colours because..well.. they are that easy!
  6. Real bats may creep me out just a little bit but these origami bats are so stinkin’ cute! And even cuter because they are so easy to make!
  7. Origami boats are a perfect way to dip your toes into paper folding. They are also fantastic because you can make them anywhere, anytime, and out of any type of paper. Great for entertaining little ones!
  8. Do you love to send and receive fun mail? I sure do and so do my kids. These adorable envelopes make sending and receiving letters even more fun!
  9. These Paper Star Bowls are so fun! They are easy to make and are perfect for little collect all bowls or even sweetie dishes for a party.

Some may see origami as just paper folding or that it is a super hard craft to learn. It is folding paper but in such a way that beautiful creations can be fashioned and with good directions it doesn’t have to be difficult. We use origami as a un way to make handmade gifts, toys, cards, bookmarks, and decorations. It’s an inexpensive activity, that doesn’t require a ton of supplies and both children & adults can enjoy creating.

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I love to receive perfume on Valentines day but I do know it can be an expensive gift, so rarely ask for it.

I have been thinking about ways to save money on perfume and get the best deal, there are a couple of options.

 

how to find perfume on sale

Homemade perfume

When I was a child I used to make my mum perfume on Valentines day, as I always heard her tell my dad that is what she wanted. My cheap perfume consisted of crushing up flowers in the garden and adding rain water. It was always very rose heavy and did not smell too good. She always told me it was lovely though. It was my budget perfume – I was clearly thrifty in my thinking from an early age.

I had a go with a make your own perfume kit (a more grown up version) last year but he results were unpleasant to say the least and it all ended up in the bin.

I have to say I would be a bit horrified if my OH presented me with homemade perfume on Valentines day!

I still think perfume makes a lovely gift idea and I wear it every day. This year I have been mostly wearing Chloe which I adore and I have almost run out. I would love some new perfume for Valentines day.

 

How to find perfumes on sale

My OH is not a fan of shopping but he does love a good deal (don’t we all)  so I have to push him in the right  direction to make shopping the sales easier.

Finding perfumes on sale is easy if you pop over to Love the Sales as they scour all over 600 shops for you and come up with all the perfumes whose prices have been slashed. This will save you so much time and you see all the options in one place then simply click through to the site, At the moment they have  3,199  possibilities when you search for perfume sales …wow!

I like the look of Happy Heart and Love Story (perfectly named Valentine perfumes!) with £40 and £12 off respectively through Love The Sales.

Not that I am hinting!

 

 

You might want to leave this page open on your laptop for your OH to see, after dropping hints your perfume is running low (just a thought.)

 

 

 

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Sometimes a finance product comes along that changes the way we save.

I am so loving the idea of the Friends and Family Junior ISA from Kingston Unity. It is easy, flexible and really personal.

I am excited to share it with you.

In case you weren’t sureof the benefits Junior ISAs have special tax advantages that mean that proceeds from an ISA will be completely tax free at maturity.

It is so important to save for our children’s future, whether to help them get one foot on the ladder property wise, to help them with huge university fees or perhaps that first car.

The Friends and Family Junior ISA is such an easy way for everyone involved with your child to save money for them and really could not be more straightforward.

You simply share the URL of the account.
 Kingston Unity Friends and Family Junior Isa

It is available to UK resident children under 18 (if the child has a Child Trust Fund they can only open a Junior ISA by transferring their Child Trust Fund into a Junior ISA) The money cannot be withdrawn until the child is 18,  which is very wise I think!

So many times my children are gifted money and I wish it could be squirrelled away rather than spent on yet another Lego set or pile of football cards. I don’t mind in the least them having some money to play with but sometimes it really does feel like too much gets wasted.

I love the fact that just by sharing the URL contributors can deposit money for your child with personal messages attached so your child will always know where the money has come from. What a charming idea and this will be so meaningful to them as they mature and the money is released..

You have the flexibility to stop and start payments and can make regular contributions from £5 or one off payments from just £10.

You can also set up various ‘pots’ in your child’s account. I would have one for their first car and one for their education, I think. I’d probably set them up a little art fund too as I would like them to keep buying art as they grow as I think it makes a lovely investment (unusual I know!) And definitely one for their first home deposit. The pots can be updated later as ideas are formed and changed.  Aren’t ‘pots’ a great idea!

A yearly statement of the account and annual bonuses will be lovely to share with your child too  as they grow. Sharing these will help them understand where their money is and  how savings can build.

Contributors even get sent a thank you message from your child. Now that’s just lovely isn’t it.

What truly fabulous ideas!

This is a child’s ISA that a child will want to  engage with, everyone will find easy to contribute too and which has great flexibility. Exactly what every parent wants. Well done Kingston Unity.

 

 

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The short answer is, yes. The benefits of gardening are endless, mentally as well as physically.

Many people spend hours pottering around their garden, pruning shrubs and planting bulbs because they enjoy it and they want their outdoor space to be a place they can show to their friends and enjoy spending time in when the weather permits – but there is so much more to it than that.

In fact, it has so many benefits that it is now used as ‘horticultural therapy’ – to treat hospital patients and even to calm prisoners in jails. They are particularly beneficial to stroke patients, those recovering from physical trauma, or people with disabilities.

A Royal Navy veteran who suffers from PTSD has found solace through gardening, at a Help for Heroes Recovery Centre. Mark Penhallurick, who suffered an injury to his leg following his time at sea, enrolled on the City and Guilds NVQ level 2 horticulture course and attends once a week to work with other wounded, injured and sick serving personnel and veterans. He says, “I’d recommend it to anyone, there are raised flowerbeds for wheelchair users, even with an injury it hasn’t limited me – it’s made me realise I can do it.”

Horticultural therapists say that gardens produce the most positive effects on mental health – just looking at a garden can give you a positive boost! But, how does it aid mental health?

Gardening is a distraction, it can alleviate pain and depression simply by taking the gardeners mind off troubles, as they concentrate on the job in hand.

Similarly, stress is the cause of many illnesses and gardening allows you relief from this. A study conducted by Gardeners World Magazine found that 90% of gardeners, from a poll of 1,500, think it improves their mood – due to the fact they can take their negative feelings out on the garden. While lowering levels of fatigue, depression tension and anger, it heightens self-esteem, mood and sense of worth.

Talking in The Pool, Kat Lister explains, “I don’t think it is a coincidence that, when I lost control of my life in a momentous way, I quickly found solace in nature.” She goes on, “It was perhaps serendipitous that we acquired our first garden in tandem with the news that my husband was seriously unwell.”

“Craving shelter outdoors, I bought a pair of gloves and a trowel… when I closed the living room door, I felt in control of things… I could breathe deeply. I felt calm. And squelching in the flowerbeds, I forgot about everything else.”

It is belived that substantial savings could be made to the UK economy if gardening was used more widely as treatment, particularly for mental illness, loneliness and obesity.

So, perhaps now is the time to dust the cobwebs off your spade and start tending to your garden – not only will you have an outdoor space you enjoy spending time in, you will also receive the many health benefits that come with it.

 

 

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There’s something uniquely exciting about moving into your first home, but when the boxes have been unpacked and the ‘congratulations’ cards have started to gather dust, you may be faced with the somewhat daunting process of decorating your new abode. First time buyers are often keen to add their own personal touch to their investment, so before you click here for interior design ideas, here are some handy tips to bear in mind.

decorating your first home

  1. Have a good clean

If your new property has been left empty for some time, there’s a good chance it’ll need a thorough clean to get it looking half decent – and even if the old occupants have only just moved out, there’s no harm whatsoever in freshening everything up. Not only will this ensure things look as sparkling as possible but it will give you the perfect opportunity to decide which room you want to redecorate first. Scrubbing your home from top to bottom will help to reveal where the problems lie and enable you to make a list of things that need replacing, be it carpets or internal doors.

  1. Prepare surfaces correctly

When it comes to redecorating it’s crucial to prepare surfaces correctly in order to achieve that perfectly polished and smooth finish. If there are small holes or cracks in the walls, for instance, you can repair these using basic shop-bought fillers as well as basecoats and smoothers which help to cover minor imperfections on a wide array of surfaces including ceilings. Putting a thin coat of plaster over existing plaster can also allow for a smooth finish, but if you are faced with big chips or holes, it may be better to call in a professional to get things in tip-top condition.

And if you want to paint or varnish wood? Always sand everything down first and be sure to choose a weather resistant product if you are sprucing up garden benches, table and chair sets or anything else that will be subjected to the elements.

  1. Think about soft furnishings

If your property could do with a dash of colour and a new lease of life, don’t underestimate the power of soft furnishings. Everything from rugs and throws to cushions and lampshades are available in an impressive selection of vibrant shades which have the ability to revitalise any room in your home. Most are relatively inexpensive and if you take the time to work out which colour combinations go well together and come up with a scheme that suits your personality and tastes – the results can be exceptional.

  1. Change the flooring

Something not quite right in your property? Could it be the flooring? An old tatty carpet can completely ruin the overall effect of your living environment, so if you feel the existing one has seen better days, why not pull it up and start with a blank canvas? From there, you can either choose to lay down a fresh carpet, or opt for wooden flooring which is ideal for allergy sufferers as it’s easy to clean and doesn’t hold onto dust mites, spores and other allergens which can make skin and breathing conditions worse. Sure, you’ll have to shell out for the initial investment but the long-term benefits will outweigh any costs.

  1. Get arty

If you’re lucky enough to have bought a new property or one that’s recently been decorated – or simply like the décor as it is, adding a few pieces of art may be enough to satisfy you for a while. Everyone’s tastes are different, so whether you want to visit art galleries, or head to a street market to check out the local talent the choice is completely yours. As well as investing in unique artwork, it’s also a good idea to put up some pictures as personalised snaps will certainly help turn your house into a home.

While moving can be stressful, it should also be fun, so embrace this milestone with some creativity.

 

 

 

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It is generally accepted that reading is a brilliant thing for young children to experience. But there are so many reason why this is the case.

Have a look at the infographic below it is SO interesting.

 

For our family it was the 1:1 time that reading bought us and the cuddles that was most important.

My kids were read to a lot when they were younger and are now avid reader and great story tellers. I think it well worth investing time in reading with your little ones.

 

 

This infographic is provided by Bright Horizons who have nurseries around the UK including a  nursery in Teddington

 

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Growing older is something we all have to face at some point. As we age our bodies become stiffer, our eyesight gets worse and our memories leave us, but the most noticeable aspects of growing older are on the exterior.

The sight of that first grey hair is always a shock, an indication that are age is catching up with us. It’s no secret that a smattering of grey hairs can instantly add to our age. Females with a significant amount of grey hair, on average, look up to 6 years older than their actual age, with males having an extra 3 years added to their age.

The UK’s leading hair transplant clinic, Crown Clinic recently conducted a survey of around 1000 men and women to find out if the greying process was something to fear. Their aim was to find out how greying affects men and women differently and whether society has a role to play in the fear of going grey. They have put together this infographic to show the difference between men and women and their attitudes towards their greying locks.

 

How are grey hairs

 

The infographic highlights how much more women fear the thought of going grey. With men worrying more about balding and receding hairlines adding to their age, 72% of women fear that their greys will add years to their looks.

With ever changing hair trends and the ‘granny hair’ trend becoming more and more popular with young women, grey hair may start to seem less scary. More women are taking the plunge and abstaining from the box dyes to embrace the greys and the term ‘silver fox’ no longer has to only apply to the men in our life.

 

 

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I want to show you some brilliant pieces from the gorgeous online store Mainline Menswear that my OH has been sent to review. I picked them out for him and I have to tell you I was completely spoilt for choice.

 

 

My first choice was this gorgeous Fred Perry hoodie (£90) also available in grey and black.  This comes in a range of sizes and I love it for its simplicity , quality and wearability. It’s cosy and sporty encough for casual wear but oh so much smarter then your usual hoodie.

I love it!

He did too and has barely took it off.

Next I chose this gorgeous Paul Smith (£65)

 

It has the signature embroidered Paul Smith Zebra logo badge and it is in such a lovely shade of blue. Just perfect for Spring and polo shirts are just perfect for the smart casual look.

 

These Nike Air Max (£110) are just wonderful;  lightweight, tough, durable and just so stylish. These are the best trainers ever according to my OH!

 

A lovely selection of wonderful, quality designer clothes.

 

 

Mainline menswear

 

Established in 2004 the Mainline Menswear one of the largest and most comprehensive ranges of men’s designer clothing online. Offering fashions and trends to suit men of all ages we strive towards catering for every man and every budget.

They absolutely pride themselves on their extensive range and the quality of the brands they represent. Do pop over and have a browse.

You can find them on:

Twitter https://twitter.com/MainlineMen

Facebook  https://www.facebook.com/mainlinemen/

and at the moment they have some AWESOME sales on which you absolutely will not want to miss! Perfect for some Valentines day inspiration!

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How to save money on your energy

Energy is rarely out of the news and we’re often told to switch suppliers to save money. That

is very sage advice given that new data reveals that 60% of all households in the UK are on

what’s known as the ‘Standard Variable Tariff’ and paying several hundred pounds a year

more than necessary.

 

If your energy supplier is one of the ‘Big Six’ of nPower, British Gas, EDF, EON, SSE or

Scottish Power then you’re quite likely to be one of these customers overpaying.

Switching is quick and easy and there are a number of challenger suppliers to choose from,

offering better service, cheaper deals and different offers. The largest of these is First Utility,

serving nearly 1 million homes.

 

And First Utility has teamed up with the NSPCC so that anyone switching to them via the

NSPCC website will not only save a decent chunk on their bills, but will also have a £48

donation to the NSPCC made on their behalf.

How to save money on your energy

According to the NSPCC that could pay for trained counsellors to respond to 12 children who

contact Childline for help and support. The partnership has already raised more than

£100,000 with NSPCC and First Utility setting a target to raise £250,000

.

 

Claire Hoyle, Head of Partnerships at NSPCC tells us: “We’re delighted to be working with

First Utility on this one-of-a-kind initiative, giving people a way to support our work by simply

switching energy provider. Almost 3,000 households have made the switch and in doing so

raised an amazing £138,000 for the NSPCC. But 2,000 more are needed to follow suit if the

partnerships is to reach its target of £250,000 by December 2017. All the money that is

raised will help us as we work towards our goal of making 5 million children safer by 2021.”

If you’ve not switched before, here are a few things to know about the process which should

set your mind at ease:

 

  1. Your new supplier will handle everything for you and notify your existing provider of

your decision to switch

  1. The switch itself will take 21 days with a 14 day cooling off period allowing you to

change your mind

  1. No one needs to come to your home – the meter and all the wires and pipes will

remain the same.

  1. You electricity and gas supply will remain on the whole time, there is no risk of being

cut off

  1. You will probably save a few hundred pounds a year!

Find out more at the NSPCC website here .

 

 

 

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How to buy good food on a tight budget

A great guest post from Kelly from Reduced Grub

How to buy good food on a tight budget

My children are both at cheeky age, where it is deemed normal behaviour to video me on Snap chat without me knowing, think they know more than me and they really think my music is uncool !!! They do my nut in on a regular basis and I have advertised them on Gumtree…

“Good home wanted for 2 stroppy teens, they are fab when they are asleep, but when they wake up ( usually around midday) they generally have an answer for everything, love swimming in dirty clothes and mouldy cups in their bedroom and still think money grows on trees”

Can you believe that nobody answered, I can’t think why not !

Anyway, your probably still in the Control stage of your lovely babies and couldn’t possibly think the bigger the child the bigger the problem !( Just you wait !!!) and one thing that you are in control of is what goes inside their bellies !

Many parents unfortunately fall into the costly trap of paying shit loads for organic baby jar food or Waitrose stupid price veg, when in fact, you could save yourself an absolute fortune and give your children the best nutritional start possible by being savvy, making some time and generally look at what you are feeding your children.

I am all about my family eating well and I point blank refuse to pay a stupid amount in doing so, I do not have a limitless budget but I will not feed them crap, and how I do this is by going to the high end Supermarkets and buying reduced food !

Please don’t curl up in horror or think I couldn’t possibly do that to my child, Do you know what sell by date food means ?

It means NOTHING ! !!!!!!!!!

Supermarkets use these markers to replenish there shelves, restock and get an idea what is and what isn’t selling !

What you have to look out for is the USE BY DATE !

By shopping in this manner, I feed my family a vast array of fab meals from Tuna steaks, to Duck, to Yellow carrots from Waitrose.

I often cook from scratch, which again is great as I actually know what is going into my foods ( check out the back of any convenience food and try and pronounce the ingredients !), I can add healthy additions such as lentils which is a fab source of Iron, Spinach or even wholemeal breadcrumbs or flax seed. You can bulk out food, batch cook or even do a weeks worth of decent meals in an afternoon, that would not only save you time in the week but would save you a whole lot of wonga !

Baby food is so easy to prepare yourself, and there are soooooo many things both sweet and savoury that you could try.

The blender, an ice cube tray and freezer are your best friends in this journey and you can often cook a batch for both your baby and yourself while doing this. Take an aubergine, tomatoes, courgette, garlic and onion for example, you could roast these in the oven, and when cooked, pop this into the blender and purée it, take a portion or two out for the baby and the rest could be seasoned and added to chicken or meat to make a fab grown up sauce. Fresh herbs such as coriander, basil and dill are often wearing a reduced sticker and these are great additions to baby food, as they will not only naturally flavour foods, but also provide extra nutrition!.

The best discovery we ever had with our children was that of a Mango pip ! They are too big to swallow, they are full of flavour and these will keep the baby entertained for a while, if they are teething, pop it in the freezer for half an hour before hand and this will be soothing and delicious for them !

Cous cous is also a great meal for babies, it is easy to prepare, it is fab mixed with fish and herbs and it can be eaten both hot or cold !

The possibilities are endless and I challenge anybody to say they don’t have time, or they don’t know what to give them.

You have a fantastic window, where babies are happy to try anything, so be adventurous have a look on the reduced shelf and put a sparkle on both your babies face and your pocket !

You can find Kelly on social media at:

Twitter  ;    @reducedgrub1

Facebook ; @reduced.grub

Instagram ; reducedgrub

Pinterest ; reducedgrub

 

Thankyou Kelly!

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