How to be mindful about money in 2017

Being mindful about money

There are many budget things I could resolve to do more of in 2017 and many things I could encourage you do in 2017 in regard to your budget. But I am just going to focus on one thing here.

I could talk about writing lists. detailing expenditure and income. I could talk about making a savings plan. I could resolve to be better at reusing and recycling and making meal planning almost a mantra. I have (and will  do again I am sure!) discussed all these important budgeting tips and tricks.  In fact they are very useful and |I think managing our money and being a good budgeter should be part of the national curriculum!

mindful about money

But actually I have just one budgeting resolution this year and it is this:

I am going to be more mindful about money in 2017

I hope that doesn’t sound glib or vague, it something I feel Is actually very important. I always have good intentions about money and I know what to do but sometimes I sort of zone out. I come undone when I stop being mindful of it when I realise I have left a supermarket handed over my plastic and can’t remember how much I have just spent. that’s so rubbish isn’t it ..have you ever done that.?

I have sometimes been online shopping for school trousers and before I know it I have a new top for me and a party dress for my daughter that she doesn’t need in my basket. Sometimes is a rush I whizz online order what I need then think oh sugar should have checked the voucher codes.

I want to be more mindful because I know it makes a difference to my finances and being in a better position financially makes me happy. I want to think before I hop in a cab instead of wait for a bus, before I buy a magazine, a larger coffee, a new top, a brand new book, crank up the heating, say yes to social events.

I need to build in thinking space and I need to be build in prompts and alternatives this all helps in becoming more mindful.

Making a list of what I intend to buy before I hop on line will help me keep this in mind more and help me stay more focused. Having a routine pinned to my notice board saying list. check codes then shop  will keep this mantra in my head.  Putting a library visit each month in my diary should keep me out of book shops and subscribing to an online magazine will keep me out the newsagents. If I have an alternative in place hopefullyl I will be more mindful of these when tempted to stray off the good budgeting path.

Cash definitely makes you more mindful then plastic. I think I should supermarket shop with cash I am sure that will keep me more mindful. There is nothing quite like giving over a huge wodge of money that makes you think about what you by.

Being mindful means simply keeping something in mind. I am going to try very hard not to zone out about money but to keep in control of my spending this year.

 

Do you have any budgeting resolutions?

 

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7 Comments

  1. January 3, 2013 / 12:59 am

    Funnily enough, I’ve been thinking about this today – having spent six years paying down divorce-related debt, we’re finally on a level footing this month for the first time in years.

    And I am trying really hard to be mindful by using cash, and resisting the urge to buy stuff because I don’t have the same outgoings, instead focusing on what I need, and putting some funds aside. But it isn’t easy when the weather’s miserable and you need a bit of cheering up!
    Sally recently posted..Best Foot ForwardMy Profile

  2. January 3, 2013 / 7:06 am

    This is something I really need to be too. It is so easy to think oh its only £2 but if you keeo thinking like this it soon adds up. I must admit I never look at codes, thats so bad so I will do this more too this year.
    Kizzy recently posted..Homemade Beauty: Lavender CleanserMy Profile

  3. January 4, 2013 / 7:30 am

    Thank you Sally and Kizzy for your comments…

    Sally wow what a fab achievement you so should trat yourself after achieveing thi but then straight back to your great self control putting funds aside for the fututre is super smart and savvy!

    Kizzy my lovely £2 is a nice holiday! Or a really, really nice clothes shop for the family!

    Becky x
    Becky recently posted..Reflections for a New YearMy Profile

  4. January 4, 2013 / 10:02 am

    Being more mindful sounds like a very good idea. My main problem is that I don’t have much time so end up doing food shops and things in a rush. I need to slow down, plan meals and really think about what I need. xx
    Emma @mummymummymum recently posted..The best chocolate browniesMy Profile

  5. Amanda
    January 5, 2013 / 10:50 pm

    Great sentiment, we really need to do this, this year. We already know it’s going to be an expensive year, with maintenance on the house etc. great resolution!
    Amanda recently posted..Organisation for the kids bedroomMy Profile

  6. January 7, 2013 / 12:19 pm

    A great post and idea Becky. For the first time in many years we have more available cash, and it’s so tempting to spend it. But after years of scrimping around, I just want to hoard it. And treat the girls when we can. It’s so important to be mindful and not lose sight of your goals.
    Jen recently posted..10 Easy Ways to update the Front Entrance to your HomeMy Profile

  7. January 17, 2017 / 1:19 pm

    This year is definitely the year that we’re going to change how we deal with our finances. It’s so easy to spend money on extras that we don’t need. I’ve made it my new mantra (not resolution) to ask myself if I need it before I buy it.

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