Would you like to reach your goals in 2014 AND win an iPad air with baby budgeting?

win an ipad air

Would you like to win an iPad Air?

Lloyds Bank have a fabulous new facebook app called the “Year I Make it Happen” . The app is available for people to choose a goal for 2014 and announce their goal to all their Facebook friends. There are 3 sections to choose from: Home, Life and Money and they cover many goals such as “Do up the house”, “Buy a new car” or “Save for a rainy day”.

 I am a big believer in announcing goals. I think if you put them ‘out there’ you feel more accountable and they are much more likely to happen. You will also recruit a number of cheerleaders this way. It is so useful when you are thing to achieve something to have a  band of people to encourage you and help you stay up when the going gets tough. It’s also great to have people to celebrate each step of your success with. So I think this new app is an excellent idea.

2009 was the year I decided I was going to write a book.

 I declared it loud and clear as one of my New Year resolutions. Some people thought I was completely over ambitious and that it was unlikely that I would ever get it written let alone find a publisher. Mostly though people I told really cheered me on and encouraged me. Some even helped me by proof reading what I wrote. Others just showed a keen interest. Someone bought me the Writers and Artists yearbook from the library so I could contact agents.

These people helped me keep momentum going. Having a clear dream and picturing myself book signing also helped!

With hard work, effort and determination (I sent my book to 40 agents before it got accepted) I did indeed get my book written and published by Random House.

A dream come true.

A dream most certainly helped because I declared my intention to do it I am sure. Thanks everyone!

 I want you to reach your goals too.

How to reach your goals AND win an iPad Air

All you have to do to enter the prize draw to win an iPad air 16gb (Wifi only)  is to use the Lloyds Bank  “Year I Make it Happen” app to pledge a goal on your Facebook page. Then pop back and write a quick message in the comments telling me your goal. Both steps are mandatory.

The deadline for entries will be midnight on the 6th Feb and a winner will be chosen at random.

 You must agree to the Terms and Conditions in order to qualify for entry

Win competitions at ThePrizeFinder.com



  1. January 15, 2014 / 10:03 am

    I have used the app and shared my goal. I want this year to be the year I stop hoarding and bringing excess intotoi our lives. It is going to be a year of Prudence. We are going to have a go at making the most of what we have everyday
    Jen aka The Mad House recently posted..#ScreenFree Update and our perfect dayMy Profile

  2. January 15, 2014 / 1:50 pm

    What an achievement Becky. I would love to have such ambition. Fantastic competition too. Thank you for hosting .

  3. January 15, 2014 / 1:50 pm

    This year I would love to move into our “forever” home. The one the girls will remember and want to come back to with their own children.

    I have chosen “Move into the house we want to live in” (can’t post a link though)
    Donna @ Little Lilypad Co recently posted..Are you thinking about summer yet?My Profile

  4. joanne darnell
    January 15, 2014 / 6:05 pm

    to reach 9 stone

  5. January 15, 2014 / 7:46 pm

    to get a new permanent job that i enjoy

  6. January 15, 2014 / 10:38 pm

    I’ve pledged that this will be the year I save for my dream house. We’re almost there and hoping to buy this year as our maisonette is too small for us and twins.

    Not sure how to post link though as can’t find url on FB? Think this is it https://www.facebook.com/emily.higgins.1806

  7. Jeanette Horner
    January 16, 2014 / 2:37 am

    May every year be happier than the previous year.

  8. Ian Barnes
    January 16, 2014 / 8:21 am

    I would like to run a marathon for charity

  9. Roley Martin
    January 16, 2014 / 9:15 am

    My Goal is to start my own review business, I make rap video reviews of procusts for companies and I’m the only one that does it, so think starting my own business properly will really work, here is what I do : http://www.youtube.com/watch?v=YkY2b-5nFqU

  10. Helen Stratton
    January 16, 2014 / 12:56 pm

    Pledged to treat myself to new furniture.

  11. January 16, 2014 / 5:00 pm

    I have been housebound due to spinal injury and surgery for 3 years. Despite pain and frustration I am keen to re-join the world! I regularly try and offer help and support to friends and family so with that in mind I set this goal for 2014. I want to help others, be that through volunteering to tutor on ill health through pain management groups or volunteering at my local CAB.

  12. mark
    January 17, 2014 / 10:18 am

    sort out our house, convert the garage, new bathroom and redecorate.

  13. libby hughes
    January 17, 2014 / 10:24 am

    this year I want to budget better 🙂

  14. Carrie Brown
    January 17, 2014 / 10:24 am

    I have pledged to Plan Ahead in 2014 and have shared on Facebook.
    My main goal for 2014 is to really start saving up for all the ‘things’ I want to do or achieve in life and things I want to buy. To do this I am setting up the bank account to pay an amount every month straight into a savings account. The plan is to not touch that money and keep saving till we actually really need to use it on the things we really want to spend it on … family holiday, house deposit.

  15. Tracy Nixon
    January 17, 2014 / 10:29 am

    To do a weekly meal plan and then write a shopping list and stick to it. I plan to save money by wasting less food and by making use of leftovers.

  16. PaulS
    January 17, 2014 / 10:38 am

    I pledge that this is the year that I tackle my debts.

  17. Lorraine Johnson
    January 17, 2014 / 10:47 am

    My pledge is to save enough money to replace our car. The heater has not worked since we bought it 2nd hand 8 years ago & I refuse to freeze for another winter!

  18. Tony
    January 17, 2014 / 10:48 am

    I want to save up enough before June to get a bigger car for our new baby that is due

  19. David Vessey
    January 17, 2014 / 10:51 am

    This is the year I learn to drive!

  20. liz denial
    January 17, 2014 / 11:10 am

    to buy a new set of wheels

  21. Paul Wilson
    January 17, 2014 / 11:16 am

    Upgrade my computer.

  22. Becky Morgan
    January 17, 2014 / 11:16 am

    I would like to put a plan into place to work for myself when my youngest starts school this September.

  23. Naomi howells
    January 17, 2014 / 11:17 am

    This is the year I treat myself to new furniture

  24. Mrs Rachel Heap
    January 17, 2014 / 11:18 am

    I would love to do my kitchen up it really is so awfully worn out and tatty

  25. caroline pritchard
    January 17, 2014 / 11:23 am

    Loose weight and get fitter and graduate.

  26. Cassie Walsworth
    January 17, 2014 / 11:27 am

    To get into uni and onto the next step of becoming a radiographer x

  27. Gavin
    January 17, 2014 / 11:27 am

    I have promised to finish off the kitchen.

  28. samantha schofield
    January 17, 2014 / 11:50 am

    my goal is to start saving at least 500 pound a year for each of my girls i have been slow on this recently but they are growing so quick

  29. Tracey Belchcer
    January 17, 2014 / 11:50 am

    I am going to start to plan for an early retirement – too many things on my bucket list to leave until I am 70! If the government has its way goodness knows how old retirement age will be by then

  30. Karen Chaloner
    January 17, 2014 / 12:00 pm

    Pledged to plan ahead this year – save for Christmas 2014 and for family holiday fund.

  31. Lucy Taylor
    January 17, 2014 / 12:12 pm

    This year I will do up my house, there are some great tips on the Lloyds fb app.

  32. Suzanne
    January 17, 2014 / 1:11 pm

    I’d like to build up my freelance translation work to support family holidays, activities, etc.

  33. Jason Pupuke Bringans
    January 17, 2014 / 1:12 pm

    This is the year I upgrade my PC…its dying a very very slow death 🙁

  34. alison p
    January 17, 2014 / 1:28 pm

    I chose the ‘invest my money wisely’ option.

  35. Holly Smith AKA Wired a Different Way
    January 17, 2014 / 1:40 pm

    I want to save more money so I can buy my council house

  36. Hannah Oneill
    January 17, 2014 / 1:55 pm

    I plan to move out of my parents house!

  37. alan chadbone
    January 17, 2014 / 2:10 pm

    This year i Plan to finally learn to drive to improve job prospects and to travel a bit more

  38. clare d
    January 17, 2014 / 2:18 pm

    to get my debt in order to hopefully start planning a wedding! x

  39. Paula fazkeas
    January 17, 2014 / 2:19 pm

    Take control of our debts –

    This comes in several roles:
    1) get a permanent job
    2) clear existing debts
    3) pay for our wedding before the day without the use of finance or credit

  40. Leanne Lunn
    January 17, 2014 / 2:39 pm

    My goal is to do up my house.

  41. Francesca Tuck
    January 17, 2014 / 3:03 pm

    This year I will start my own business.

  42. zoe little
    January 17, 2014 / 3:40 pm

    I have been in the same job now for 13 years and work in reatail, i get a little fed up with them keep changing my hours around and to them im just a number!!! So i am looking for a complete change in my job something that i will love to get up for every day x

  43. tamalyn roberts
    January 17, 2014 / 5:18 pm

    i would like to save up and have an emergency fund ready incase my fridge or washing machine dies, having 3 children they are much needed items and being prepared would be great!!

  44. anthony harrington
    January 17, 2014 / 7:06 pm

    I am going to sort out storage out, de-clutter and make more space

  45. Hilda Hazel Wright
    January 17, 2014 / 7:11 pm

    I’ve pledged to sort out my debts. I need my bank account in better shape so that I can fulfil my New Years Resolution to buy a saxophone!

  46. David C
    January 17, 2014 / 8:56 pm

    I’d like to do up the house have a stairlift installed so I can get about more

  47. January 17, 2014 / 9:33 pm

    Start planning for my wedding, which also incorporates weight loss together with the saving aspect!
    Jay Scales recently posted..Happy New Year catchupMy Profile

  48. sian hallewell
    January 17, 2014 / 9:44 pm

    My goal is very realistic as I need to decorate the kitchen. Much as I would love a new kitchen, I think a bit of paint is much more realistic and obtainable.

  49. wayne allan
    January 18, 2014 / 7:51 am

    Mine is to save for my kids!

  50. Gavin Sharp
    January 18, 2014 / 7:55 am

    to walk to work rather than take the car

  51. Joanne Baldwin
    January 18, 2014 / 7:56 am

    This is the year I learn to drive!

  52. Phil Darling
    January 18, 2014 / 8:19 am

    This is the year I’m finally going to learn to play the guitar which I bought 20 years ago

  53. Stacey Corrin
    January 18, 2014 / 10:36 am

    This year I plan to do up the house. Seriously, the amount of scribbling on the walls is unreal and we haven’t really dedicated much time to decorating while the little ones were small, so it’s the perfect time to do it.
    Stacey Corrin recently posted..Joules Review: A Little Touch of LuxuryMy Profile

  54. Elodie Ladlow
    January 18, 2014 / 12:08 pm

    1. to complete my college course and get a new job
    2. to take up running and more exercise

  55. Jay Moir
    January 18, 2014 / 12:17 pm

    This is the year i sort out debts, after recently becoming a father our debts have been mounting while my partner has not been working. So by 2015 i want to be debt free! 🙂

  56. natalie fairhurst
    January 18, 2014 / 12:58 pm

    i chose finance and sorting out my debts, its strange to think how much better off i could be if i was more frugal and in control of my debts.

  57. Anna Emslie
    January 18, 2014 / 1:03 pm

    To pay off our debts so that we are finally financially solvent. It would give us so much more money every month so we can plan our families future.

  58. alessandro pampolino
    January 18, 2014 / 1:45 pm

    i plan to do better on my budgeting.

  59. Helen Allan
    January 18, 2014 / 2:46 pm

    My husband and I have never had money that’s stretched any further than life’s essentials but this year things are starting to look up and I would like to put our extra money aside for two reasons: Firstly we would love to have an amount of money set aside for anything unforeseen. This would give us a tremendous amount of peace of mind knowing that this is there to fall back on. Secondly, I would love to be able to put some money aside for the future of our children; whether it’s for university or their first car, it doesn’t matter what but just knowing that I will be able to help them on their own journey warms my heart… So this is the year that I save for a rainy day!

  60. Matthew Burr
    January 18, 2014 / 4:23 pm

    Move out of my comfort zone.

  61. Matthew Burr
    January 18, 2014 / 4:27 pm

    On the App I pledge to plan for mt retirement.

  62. Vakhida
    January 18, 2014 / 5:21 pm

    This year i will save money to upgrade my computer..x

  63. Megan Bayford
    January 18, 2014 / 8:05 pm


  64. Kate McGlynn
    January 18, 2014 / 9:33 pm

    I want to buy some new furniture for the conservatory and make it a usable room x

  65. Claire haskins
    January 18, 2014 / 9:59 pm

    To save up for a bigger mortgage and get a house by the end of the year!

  66. Kate Bevan
    January 18, 2014 / 11:00 pm

    Save for a rainy day.

    My partner and I just got married, so we are now making the effort to clear the debt we have accrued (thankfully not too much), and put some money in to savings. We hope to have a baby ASAP so we will definitely need some money for that!

  67. Leanne V mckenna
    January 19, 2014 / 12:18 am

    This is the year I sort out my debts! 🙂

    January 19, 2014 / 12:41 am

    To decorate the spare room for the grandchildren’s sleepovers

  69. Paula Cuff
    January 19, 2014 / 9:21 am

    My pledge is to pay off my credit card debts so that I can start to save instead!

  70. Jackie ONeill
    January 19, 2014 / 10:33 am

    The year I finally learn to drive. Am currently on my third provisional licence, I applied for first licence in 1991 and never got round to actually taking lessons. I have my first lesson booked for next week!

  71. Elizabeth Turvey
    January 19, 2014 / 12:02 pm

    This is the year to do up the house….especially to create a work / study space for teenagers.

  72. Farhana
    January 19, 2014 / 4:21 pm

    This year I will move into a house I like

  73. Louise Smith
    January 19, 2014 / 4:26 pm

    This year I’m going to sort out my debts

  74. Alix Johnson
    January 19, 2014 / 6:57 pm

    This is the year I plan ahead.

  75. Sarah Fawcett
    January 19, 2014 / 8:35 pm

    I’ve pledged to make my money go further this year, I’ve started by switching a big part of my Tesco shop to Aldi and decluttering via eBay 🙂

  76. Gwyn
    January 19, 2014 / 8:41 pm

    To have my basement converted into a Reiki studio with adjoining office.

  77. Amanda Mallows
    January 19, 2014 / 8:59 pm

    This year I plan to save money in order to redecorate our home. Currently we have a complete mish-mash of second-hand pieces, which is fine, but I would love the opportunity to chose items which reflect my family rather than just whatever is the cheapest.

  78. Rhoda K
    January 20, 2014 / 10:17 am

    This is the year I buy a new set of wheels….before our car conks out!

  79. January 20, 2014 / 11:06 am

    I am going to plan ahead for my car finances and save a little extra each month to cover MOT Tax and repairs 🙂 x
    The Thrifty Magpies Nest

  80. samantha schofield
    January 20, 2014 / 6:58 pm

    i pledged to save for a rainy day and to start saving for my kids future too

  81. zoe stocks
    January 20, 2014 / 8:23 pm

    to save up to get married next year

  82. Victoria Cunniff
    January 20, 2014 / 10:30 pm

    I made my goal to start to budget better. I spend lots of money on bits of nothing and don’t always know where my money goes. We want to move house this year so my extra savings will go towards the upcoming DIY projects.

  83. January 20, 2014 / 11:12 pm

    I pledged to learn to drive and I’ve already done a practice run of the theory test online today. Without any preparation I scored 36 out of 50 and I only need 43 to pass. Not bad, isn’t it? x
    Carolin recently posted..Parenting advice: Baby proofing your homeMy Profile

  84. Rachelle Hands
    January 21, 2014 / 9:50 am

    This is the year i start planning my wedding, would be lovely if Lloyds would pay for it as a gesture of goodwill for all the interest and charges i have paid them over the years 🙂

  85. Emilie Stokoe
    January 21, 2014 / 7:09 pm

    This is the year I get married! And I will lose weight for my wedding.

  86. sian hallewell
    January 21, 2014 / 10:11 pm

    A bit of decorating for me, while I would love a whole new kitchen I’m going to have to make do with a lick of paint.

  87. angela jones
    January 22, 2014 / 2:12 am

    I pledged to start my own business. Dont think it will happen, but its just something I have always wanted to do

  88. Marcella
    January 22, 2014 / 2:32 pm

    I pledged that this is the year I upgrade my computer.

  89. Kate Duckmanton
    January 22, 2014 / 8:47 pm

    This is the year I start my photography business. There’s been a lot of talk and planning but now it’s time for action!

  90. Simon Harrington
    January 22, 2014 / 11:47 pm

    I made my goal to start to budget better as my finances can so easily spin out of control

  91. mrs sharron page
    January 22, 2014 / 11:53 pm

    I pledge to start saving as much money as possible so that I can buy myself a new car as my existing one is falling to pieces.

  92. caroline kelly
    January 22, 2014 / 11:53 pm

    I pledged to save for my little ones

  93. Trish Ashbridge
    January 23, 2014 / 4:24 pm

    I pledge to teach the children in my village how to ride a horse. Many of them never get into the country side to enjoy animals as they are quite poor but are lovely children. So far I have taken 7 kids on repeat rides and they are loving it..

  94. Ann Robinson
    January 23, 2014 / 7:27 pm

    I want to be able to have a car again, not a new one an older one is fine

  95. Rachel McMillan
    January 23, 2014 / 9:06 pm

    I have pledged this is the year I build my extension

  96. Claire Butler
    January 23, 2014 / 11:13 pm

    This is the year I move in to the house I really want

  97. Jon Bell
    January 25, 2014 / 10:26 pm

    This is the year I take control of my debt

  98. claire turvey
    January 26, 2014 / 11:09 am

    i pledged that this will be the year we do up the house!! to stop waiting until we have the money to do it perfectly because that is never going to happen….cheap and cheerful it may be but it will be done and it will happen!

  99. Jenette ogborn
    January 27, 2014 / 5:20 pm

    I pledged This is the year I make my money go further so far have given up smoking 22 days today

  100. cherie shaw
    January 27, 2014 / 11:16 pm

    I pledged to start saving for my children 🙂

  101. Anna
    January 27, 2014 / 11:59 pm

    This year my business IS going to start making a profit instead of just covering costs. And I AM going to use the money to pay off the credit card I used to get going in the first place!

  102. Emily
    January 28, 2014 / 11:22 am

    I pledged that this year I would make my money go further. Money is always tight and I’m having to get more and more creative with how I budget. More home-cooked meals and house-bound fun to be had, I feel!

  103. Catherine Bell
    January 28, 2014 / 2:05 pm

    I pledged that I will learn to drive this year, at the age of 34 I have never had a driving lesson and I think it’s about time I did.

  104. Greig Spencer
    January 29, 2014 / 8:13 pm

    i pledged to save for a rainy day!!! HELP ME LOL

  105. Keith Daniels
    January 30, 2014 / 3:51 pm

    Mine is to manage money better this year.

  106. michelle bennett
    January 30, 2014 / 11:17 pm

    I pledged to save for my kids future. I say every week im going to put something away as they have no savings. My oldest is 11 – 12 this year. I really need to start putting something away towards hopefully uni or a car or something in the now nearer future

  107. Wendy Dunn
    January 31, 2014 / 5:10 pm

    I have pledged this is the year to start saving for my family

  108. Ruth Davies
    February 1, 2014 / 6:37 am

    opened a savings account for my little girl pledging to keep paying in!

  109. LHidderley
    February 1, 2014 / 3:53 pm

    This is the year I pledge to put money aside for my child!

  110. February 2, 2014 / 8:56 am

    to pay off my credit card debts and not get sucked in again

  111. Victoria Easton
    February 2, 2014 / 11:20 am

    I pledged to do up my kitchen as it looks very old!!

  112. Rhydian P
    February 2, 2014 / 4:18 pm

    Plan ahead – I’m saving for a holiday in 2015

  113. Danielle Vedmore
    February 2, 2014 / 4:42 pm

    I pledged that this is the year I finally pass my driving test! I gave up 10 years ago but have finally gained the courage to try again. I am fed up of waiting for buses! Especially in the rain! xxx

  114. Michael Scoates
    February 2, 2014 / 4:59 pm

    This is the year I upgrade my computer.

  115. Kathryn Griffin
    February 2, 2014 / 7:06 pm

    I pledged for a new set of wheels!

  116. simon holton
    February 2, 2014 / 9:17 pm

    This year I want to learn to Skydive.

  117. Martin Baker
    February 2, 2014 / 9:47 pm

    Upgrade my computer

  118. Janet Palmer
    February 2, 2014 / 11:08 pm

    This is the year I pledge to start planning my wedding eek exciting times 🙂

  119. lowri earith
    February 2, 2014 / 11:09 pm

    i pledged to help make my family more financially sound

  120. Christina Jarrett
    February 3, 2014 / 8:43 am

    This is the year I start my own business!! 🙂

  121. mark r
    February 3, 2014 / 1:23 pm

    im going to have a new bathroom suite

  122. sam pope
    February 3, 2014 / 5:31 pm

    this is the year i start to save for a rainy day

  123. February 3, 2014 / 6:42 pm

    I pledged – this is the year I do up the house!

  124. Stacey Carnell
    February 3, 2014 / 8:31 pm

    To get married this year! 🙂

  125. Lorna Leach
    February 3, 2014 / 8:45 pm

    this is the year i start saving for my dream house – and hopefully I’ll be moving in to it by the 1/1/15

  126. Jo Wakefield
    February 3, 2014 / 9:10 pm

    I’ve pledged to move into the house of my dreams. (fingers crossed everything goes through and we exchange soon)

  127. Deborah J
    February 3, 2014 / 10:07 pm

    I pledge to budget & spend within my means

  128. kevin smith
    February 4, 2014 / 9:36 am

    This is the year I decorate the spare room!

  129. Michael Clarke
    February 4, 2014 / 11:21 am

    I am currently saving hard because I want to move from my basement flat to a small terraced house this year.

  130. Victoria Savill
    February 4, 2014 / 11:44 am

    This is the year I do up the house, so that next year we can sell it and move to somewhere bigger!

  131. Jo Booth
    February 4, 2014 / 12:15 pm

    I pledged to Budget Better. I plan to do this by getting a job, so that I’m able to afford to buy things to do up my house and budget for big purchases 🙂

  132. Nikki Hayes
    February 4, 2014 / 12:37 pm

    This is the year I make my money go further ;o)

  133. colette booth
    February 4, 2014 / 3:45 pm

    i pledge to clean less and play more

  134. Sharon Churchill
    February 4, 2014 / 4:06 pm

    I’ve pledged to get down to a size 12, so I look nice for my nieces Christening, to become her Godmother 🙂

  135. Heather Tinkler
    February 4, 2014 / 6:51 pm

    This year I pledge to budget better – So I can save up towards getting my first house.

  136. Maya Russell
    February 4, 2014 / 8:17 pm

    My goal is to fix up the kitchen.

  137. Paula Phillips
    February 4, 2014 / 8:18 pm

    I’d like to learn welsh which will enable me to get the job that I want.

  138. Debbie Louise Davies
    February 4, 2014 / 8:42 pm

    I have pledged to save for a new car, i WILL acheive my goal!!!! xxx

  139. February 4, 2014 / 8:49 pm

    save to go to Majorca

  140. leemc
    February 4, 2014 / 9:09 pm

    Mine was to get a job after 7 years and countless thousands of applications, and last week i finally got a job.
    So my new goal is to propose on christmas day, but in an extremely unusual way (so got 10 months to plan it)

  141. Chris Fletcher
    February 4, 2014 / 9:28 pm

    I pledged that this is the year that I take control of my mortgage

  142. Jun MO
    February 4, 2014 / 10:18 pm

    I pledged to buy a new set of wheels this year

  143. Kirsty Woods
    February 5, 2014 / 6:41 am

    This year i want to learn to drive

  144. ali
    February 5, 2014 / 7:39 am

    I pledged to save up for my dream house

  145. liz tarrant
    February 5, 2014 / 8:05 am

    I pledged to save up for a new set of wheels. I love my car but its definitely seen better days and is struggling to get up in the mornings!

  146. robert pirie-warsop
    February 5, 2014 / 8:36 am

    i pledge to move into home i really want

  147. Aurelia Fredon
    February 5, 2014 / 9:40 am

    I pledged to plan ahead

  148. Kim Robinson
    February 5, 2014 / 10:15 am

    I pledged to sort out my debts ! Will start with my overdraft !

  149. sairz eastham
    February 5, 2014 / 12:10 pm

    Learn to drive!

  150. Florence Cross
    February 5, 2014 / 12:11 pm

    I have pledged that this year I redesign my bathroom

  151. Jemma Defroand
    February 5, 2014 / 12:31 pm

    I pledged ‘This will the year I move out of my parents house’! Time to find my first flat 🙂

  152. zoe lucas
    February 5, 2014 / 12:54 pm

    I pledge to put money aside to have a family holiday next year 😀

  153. Sarah Mills
    February 5, 2014 / 1:03 pm

    Clear my debts and save some money

  154. Emma Russell-Bennett
    February 5, 2014 / 1:04 pm

    This is the year I Plan Ahead! We are getting married next May, so alongside saving for the wedding itself we need to plan for any emergencies, illness, a honeymoon and house savings. I will also put money aside monthly for my MOT and car tax.

  155. jalila djelassi
    February 5, 2014 / 1:15 pm

    i made the pledge to budget better, i do always try ,my best and before i buy any appliances, presents, etc i always shop around for the best deals but there are weeks where i go through my money like water!. there are always so many bills ,or shop trips, shoes, uniform etc i feel like im fighting a losing battle!

  156. Ali Thorpe
    February 5, 2014 / 2:43 pm

    My goal is to save enough for a deposit.

  157. Emma Hicks
    February 5, 2014 / 3:01 pm

    I pledged that in 2014 I will invest my money wisely. After a bad few years, we are finally back on track financially, so it will be so lovely to finally have savings for when we need it the most.

  158. Jessica Edmunds
    February 5, 2014 / 3:11 pm

    To take small steps to help my mental health problems, start trying to leave the house more, and start helping my partner get on with things 🙂 xx

  159. Louise Chambers
    February 5, 2014 / 3:11 pm

    This is the year I start to budget better. Wish me luck!

  160. sal hall
    February 5, 2014 / 3:36 pm

    I pledged to do up the house which includes a new stove and redecorating

  161. February 5, 2014 / 4:54 pm

    I would really like to learn to drive! It’s crazy that I can’t drive, but lessons are so expensive and I’m hopeless, so it could be a long year!
    Lucy Dorrington recently posted..Top Ten Tips for Fussy Eaters!My Profile

  162. mat olsen
    February 5, 2014 / 4:56 pm

    Fantastic prize as always! This is the year I will start my own business

  163. michelle kingsland
    February 5, 2014 / 4:58 pm

    i pledged to save for a rainy day xx

  164. Anthony G
    February 5, 2014 / 5:26 pm

    This is the year I fix up the kitchen

  165. Michaela Braisher
    February 5, 2014 / 5:53 pm

    I pledged to save for my little ones
    (on fb as Kay Braisher)

  166. Jacqueline Roberts
    February 5, 2014 / 6:08 pm

    I pledge to sort my money out once and for all x

  167. Marrian
    February 5, 2014 / 6:53 pm

    I’ve pledged to start a business. I’ve started saving money so I can afford to start it up.

  168. Christopher Banaag
    February 5, 2014 / 6:56 pm

    Raise money for charity…

  169. karen dixon
    February 5, 2014 / 7:22 pm

    To stop spending money on lunch everyday and take packed lunch

  170. hannah
    February 5, 2014 / 7:34 pm

    I have pledged to move into the house I really want. We have lived in 5 different houses over the last five years and I am so ready to find our perfect house!

  171. Natalie Miller
    February 5, 2014 / 7:35 pm

    I’ve pledged ‘This is the year I start saving for my dream house’ – ready for my baby’s arrival in September 🙂

  172. olivia kirby
    February 5, 2014 / 8:06 pm

    I pledged to fix up my kitchen, this is hard as it is tiny and we are a family of 5 and I love cooking

  173. jessica newman
    February 5, 2014 / 8:23 pm

    I have pledges to start planning my wedding, im not getting any younger so I need to start soon!

  174. Nicola Holland
    February 5, 2014 / 8:26 pm

    This is the year when i start to budget better – money gets tighter as bills and shopping goes up 🙁

  175. February 5, 2014 / 8:35 pm

    I am not going to let my disability beat me jjx

  176. Georgie
    February 5, 2014 / 8:35 pm

    To help make my business even more successful

  177. Nicky Warren
    February 5, 2014 / 8:53 pm

    This year I pledged to save for my little ones. I want to give them some money for when they are older for cars or a deposit on a house etc.

  178. Elaine Shaw
    February 5, 2014 / 8:59 pm

    I pledged to save more and to manage my money better.

  179. February 5, 2014 / 9:04 pm

    Move into the house we really want.
    The last year we have been renting and discovering our new city. This year we want to make our move permanent and buy the house we really want.
    helloitsgemma recently posted..In the woodsMy Profile

  180. Hannah Smith
    February 5, 2014 / 9:22 pm

    I’ve pledged to redo the bathroom!

  181. Steve Miles
    February 5, 2014 / 9:44 pm

    This is the year I start to budget better

  182. Lilinha Espindula
    February 5, 2014 / 9:46 pm

    This year, I will start saving for my little boy! I want him to be debt-free once he goes to uni, so hopefully we will have enough money and he won’t need to take out a loan to study.
    Lilinha Espindula recently posted..Love is in the Air: True Love Gift Set from Moonpig #MakeLoveBloomMy Profile

  183. Champaklal Lad
    February 5, 2014 / 9:51 pm

    I made a pledged a goal to win more competitions and an currently ahead of target

  184. Lila B Taylor
    February 5, 2014 / 10:03 pm

    This is the year I save my money and finally learn to drive x

  185. jemma webster
    February 5, 2014 / 10:12 pm

    I never got the chance to go to University earlier in life as I suffered in patient treatment for anorexia from 17-21. I have since recovered, gone on the have the baby I was told I would never be able to and now want to complete my goal of studying Midwifery at University. This year my goal is to complete two A Levels to get me to the relevant entry requirement and pledge to volunteer as a Breast Feeding Support worker as I wished I had help in the early days of breast feeding my baby as the first couple of weeks very challenging.

  186. jolene
    February 5, 2014 / 10:17 pm

    im saving for an extension

  187. Kaley Redmond
    February 5, 2014 / 10:23 pm

    This is the year I move into the house that I really want!
    A definite for me. my partner and Children. Ideally we would like to get a mortgage so saving up 😀 x

  188. Keeley Atkinson
    February 5, 2014 / 10:26 pm

    My goal is to have my new house fully decorated by Christmas 2014. I move in March, so hopefully I’ll manage it! 🙂

  189. caroline wood
    February 5, 2014 / 10:27 pm

    I pledge to start saving for my wedding and to finish writing the draft of my very first book 🙂 wish me luck as I aint a clue what I am doing

  190. shirley anne adams
    February 5, 2014 / 10:31 pm

    i pledge to make more time for me this year and lose 3 stone 🙂 i also pledges to stop smoking and am happily doing that now

  191. February 5, 2014 / 10:34 pm

    I am going to pay off my debts

  192. Julia Plant
    February 5, 2014 / 10:37 pm

    This is the year I get ready for our new baby

  193. Tamara S
    February 5, 2014 / 10:57 pm

    Treat myself to new furniture

  194. Pauline Appleton
    February 5, 2014 / 11:05 pm

    I am planning to move into a house that i really want to live in, just have to find it first

  195. Kristy Leanne Brown
    February 5, 2014 / 11:16 pm

    This year is the year I plan ahead!

  196. February 5, 2014 / 11:26 pm

    I chose the pledge “This is the year I make money go further” . I intend to use a combination of less impulse buying and more deal hunting – time consuming though it may be!

  197. Claire Butler
    February 5, 2014 / 11:49 pm

    to move to house with garden

  198. claire little
    February 5, 2014 / 11:59 pm

    to budget better 🙂

  199. Kayleigh platt
    February 6, 2014 / 12:24 am

    My dream is to get into drama school this year 😀

  200. rob
    February 6, 2014 / 12:31 am

    Clear my debts

  201. sj wesley
    February 6, 2014 / 12:36 am

    Once I have finished my ILEX course later this year and saving hard, I hope to be able to start my own business in the Autumn – keep your fingers crossed for me please!

  202. Danika Lloyd
    February 6, 2014 / 12:40 am

    To focus hard on work & health to be PG ready by 2015!

  203. Sam Furniss
    February 6, 2014 / 4:33 am

    I pledge to redesign my bathroom so I no longer have 70’s avocado tiles and a trickle instead of proper shower.

  204. Valerie Kay
    February 6, 2014 / 4:43 am

    To fix up the kitchen 🙂

  205. Trudi Flint
    February 6, 2014 / 9:21 am

    To better my education by doing that college course that I’ve been putting off for the last 4 years

  206. Emily Jayne Phipps
    February 6, 2014 / 9:24 am

    To save for my little one (s) future! I only have one little one atm – but maybe this year, we’ll be blessed with number two!

  207. Hayley Todd
    February 6, 2014 / 9:34 am

    This year I want to start my own blog, and like you, I have always wanted to write a book, so this year I am determined. The closes goal I could find on the Lloyds app on facebook was starting my own business.

  208. Liz ferguson
    February 6, 2014 / 9:45 am

    I pledged to learn Spanish, as next to English I think it is a widely used language.

  209. Stacey Craig
    February 6, 2014 / 10:27 am

    I pledge to lose weight once and for all.

  210. amy collinson
    February 6, 2014 / 10:30 am

    I pledge to pay off my debts one at a time this year..Ive already paid £100 off one debt..£1400 to go on that one! I will get there!

  211. gemma clark
    February 6, 2014 / 11:09 am

    I have pledged that this is the year I start to budget better!

  212. caroline tokes
    February 6, 2014 / 11:37 am

    i pledged to buy a car as i want to learn to drive before my 40th birthday this year

  213. Donna Kent
    February 6, 2014 / 11:52 am

    This is the year that we become self sufficient. We are currently trting to sell our house. Once that small detail is taken care of, we will hopefully be moving to a pile of rubble with 4 acres. You may think that this sounds crazy but its what we’ve planned to do for years. We’ve patiently sat out the recession waiting for our house to build up enough equity for us to be able to fulfil our dream.

    The plan for 2014 and 2015, is for both of us to continue with our jobs while we put money aside to rebuild the property that we hope to buy. While doing this we also hope to get our fledgling business off the ground. We know its going to be hard and we know that we’re probably going to hit a few road blocks along the way but with some very careful financial planning and a strong work ethic we know its going to be a very successful year.

    The ultimate goal is to have a small but perfectly formed home with enough land to live a sustainable life. We hope to have a business that fetches in a modest income and time to be able to give back to the local community, specifically teaching children about the importance of plant life in the eco system.

  214. antonia richardson
    February 6, 2014 / 12:22 pm

    sort out my debts im up to my eyes in it

  215. Jamie
    February 6, 2014 / 12:57 pm

    To save, for a car 🙂

  216. christy beckett
    February 6, 2014 / 1:06 pm

    I pledged to start to budget better. I am getting married in June, my daughter has her prom in July and my middle daughter is 21 this year. I need to sort out my finances and start budgeting better so I am prepared for all the events happening this year.

  217. Emma H
    February 6, 2014 / 1:38 pm

    I pledged to learn to drive.

  218. Gemma McCombe
    February 6, 2014 / 1:58 pm

    Do up the house this year. Need to paint, decorate and get some bits of furniture after moving into our first home.

  219. Andy Craig
    February 6, 2014 / 2:29 pm

    Mine is to (finally) learn to drive. After an aborted attempt when I was 18 I’ve continually put it off, but with my travels back home up North becoming more and more regular, I need to start driving and get over the fear that’s built up.

  220. Louise Mcnicol
    February 6, 2014 / 2:47 pm

    This is the year I upgrade my computer. The kids have worn out my ipad and now they all have their own mine is on it’s last legs lol. X

  221. Ruth Wollerton
    February 6, 2014 / 3:09 pm

    I pledged to start my own business, to have something I believe in and can work on. I want 2014 to be the best year, I have reached a stalemate in my life and it needs a big shakeup and something to balance work, my children and life as a single mum. I would also love to write a book

  222. February 6, 2014 / 3:39 pm

    This is the year I start to budget better – I would like to save for a rainy fund as I’m predicting there will be a few of them in the not too distant future
    Laura Caraher recently posted..Happy belated New YearMy Profile

  223. Amelia Makes
    February 6, 2014 / 4:51 pm

    I pledge to get my house sorted this year. We rent so have always put things off but we know this is our forever home so dont want to move – this year we will get things done to make it our own 🙂

  224. February 6, 2014 / 5:33 pm

    I pledged to take control of my mortgage. Since my eldest son was born 6 years ago, we have been paying interest only on our mortgage and we have nothing in place to repay the rest. After having this time off work to be at home with the children, I’ve now got a job working 3 days a week, so all my wage will go towards paying some money off the mortgage. I want to see some a good reduction this year.

  225. Kim W
    February 6, 2014 / 6:40 pm

    I pledged to fix up my kitchen – finally. After the year of the rats nibbling the boards, plumbing keep leaking and drains blocking, it is going to get done!

  226. Teresa Sheldon
    February 6, 2014 / 7:32 pm

    My new years resolution was to do more for others, I started work in our local charity shop last week and it feels good so I pledge to keep gpoing weekly and do my little bit

  227. Charlotte g
    February 6, 2014 / 7:46 pm

    This is the year I invest my money wisely!

  228. Vicky Robinson
    February 6, 2014 / 8:15 pm

    I made my pledge as I am going to declutter the house and totally redecorate it 🙂

  229. Vicky Robinson
    February 6, 2014 / 8:17 pm

    I have made my pledge as I am going to declutter the house and totally redecorate it 🙂
    Sorry if this goes through twice but my computer crashed & I couldn’t see it.

  230. Mark Johnson
    February 6, 2014 / 8:29 pm

    This is the year I buy a new set of wheels

  231. Joy Dehany
    February 6, 2014 / 9:06 pm

    I’ve GOT to start writing again. I’ve made the pledge on my wall.

  232. John Gunn
    February 6, 2014 / 9:30 pm

    This is the year I sort out my debts. The credit cards are nearly gone and that will give me more time to spend on my family!

  233. Elaine Hollis
    February 6, 2014 / 9:52 pm

    Hoping to have the loft converted

  234. Naomi Buchan
    February 6, 2014 / 10:22 pm

    I pledge that this will be the year i learn to drive x

  235. February 6, 2014 / 10:37 pm

    This is the year I transform my loft (should be a 3rd bedroom but looks like a dumping ground for junk!)

  236. sarah louise gray
    February 6, 2014 / 10:42 pm

    I pledge to work even harder this year in the hope that the effort will pay off. x
    sarah louise gray recently posted..My Moment that Mattered in 2013My Profile

  237. Denielle Nicol
    February 6, 2014 / 10:42 pm

    I pledge to get my lounge done up and the catio made for my cats

  238. David Cooney
    February 6, 2014 / 10:58 pm

    To be completely organized

  239. Jennifer Baker
    February 6, 2014 / 11:44 pm

    Learn to drive !! x

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