What’s your name?
2 Boys (4½ and nearly 2)
Do you work?
If so what do you do?
I run my own little Payroll Bureau from home, processing the wages for small businesses, charities and parents who employ nannies.
I also run a blog for parents on the money matters which affect them: www.pennies4parents.blogspot.com
Why do you work?
To enable me to contribute a little financially to my family and I love being my own boss!!
What are your childcare arrangements?
My eldest is at school full time and little one goes to nursery 2 days a week. I also fit work in during the little one’s nap times and in the evenings.
How do you manage for money?
With only one main wage things can be tough but luckily I have a good head for figures and I’m a bargain hunter! I am always researching the best prices for EVERYTHING we buy. I’ve become an expert at comparing prices, using vouchers and getting cash back when I buy things online.
Do you worry about money?
Not often. There are lots of sacrifices – we don’t take expensive holidays and there aren’t many nights out but we have two healthy, happy boys and a lovely home life so that’s the most important thing.
What do you waste money on?
I really try to spend carefully but my main downfall is chocolate!!
How do you make extra cash?
I sell my son’s toys and clothes on Ebay and the local Facebook selling pages. I am also a loyal cash back website devotee (they pay you when you go through them to purchase goods/insurance etc online) – it all adds up!
Please share 3 top budgeting tips –
1. Use comparison sites before you buy ANYTHING online!
My favorites are: http://www.megashopbot.com/ and
2. Sign up to a cash back website such as www.topcashback.co.uk and complete online transactions for purchases via them to earn cash.
3. Use Ebay, charity shops and local ad pages (Facebook, FreeAds etc) when you need to buy new baby equipment/clothes etc. They are used for such a short time that second hand items are usually still in really good condition and they are a fraction of the new price.
Where can we find you online?