..even if you are at home with the kids, can’t find a job or have a job but need more money here are the 4 things you need to learn to make this month the month you start earnning…..

By Antonia Chitty

 I’ve been working for myself for 9 years, and it has been a steep learning curve. Finally I seem to have found ways to create reliable income that doesn’t leave me chained to my desk, allows me to take the holidays off AND spend time with my 3 children. I’ve learnt loads from my business partner Erica Douglas, and here we’re going to share our best tips to get you started:

  1. Change the way you think. You don’t always need to find a job to start earning. You DO need to be open to opportunities and you do need to be able to weigh up the cost of each opportunity.
  2. Do understand what you have to offer … and what you don’t. If you’re short on time, don’t set up a business that relies on swapping time for money. If you have an area where you are an expert DO exploit this.
  3. Don’t rely on just one income. In these times of recession it is even more important to have a few ways to earn. A part time job, income from ads on a blog, an e-course, some affiliate products: the more income streams you have, the better.
  4. Do get support and invest in training. Once you have started a small income, get clear on what you need to learn to take it to the next level. A small investment in training can really help you earn more.

 mumpreneur

 

mumpreneur

Antonia Chitty and Erica Douglas run the ‘Mumpreneur in a Mon1th’ 30 day free e-course that can help YOU start learning how to earn. Join the course now.

Follow:

I wish someone had been on hand to tell me how to become a mumpreneur.

I am delighted that Baby Budgeting is being sponsored by Erica Douglas and Antonia Chitty. I have read many of Antonia’s fabulous family friendly working books and  have undertaken Erica’s informative bloggers course. Now they have joined forces and developed Become a Mumpreneur which is subject I know to be of interest to many of you readers here.

 Become a Mumprenuer is a new e-course designed to help you  find ways to earn from home, even if you have small children to look after, if you’re studying, if you have health problems that limit the work you can do, if you have caring responsibilities or simply if you are tied to school hours.

Over the last eight years, Antonia has built up a number of successful businesses and combines running them with writing books and looking after three children. After having to give up her part time job, Erica now combines working towards a full time income in part time hours though earning online with being a mum and studying for a degree too!

The  e-course  will guide you through creating your own income.  Sign up by 22nd January for a special launch price and do head on over to the site there are some amazing testimonials. These 2 very successful ladies certainly know what they are talking about! Perfect for mums on a budget with anbition!

Thanks BaM for being our new sponsors!

And if this time next year you are a millionaire remember who pointed you in the right direction……(that’s me!)

Follow:

Budget Busting Tips to get your New Year off to a Great Start

If, like many of us, your bank account is looking more than a little empty this month, here are some great ideas from Antonia Chitty and Erica Douglas of www.becomeamumpreneur.com that any mum can put into practice to help the family budget.

You may be worried about how you can get a little bit more income right now. Perhaps there aren’t many jobs in your area, and the jobs that there are don’t fit in with the childcare that you have. Maybe you look at mums running businesses and think , “I’d love to do that but  I don’t have her skills, I don’t have a big idea and I have nothing to invest to get my business started.” If you’re in this position, it is time to forget everything you’ve been taught about work and earning money. 

If you’ve had enough of juggling childcare, having no spare cash, or feeling that you aren’t contributing financially then listen up because what we have to say could change your life.

There is a new way of earning that more and more mums are finding fits in with family life. Instead of relying on a single job, and then perhaps finding that their employer has to make cuts, mums in the know are developing ‘multiple streams of income’. Their earnings come in from several different routes.  Imagine this scenario.  Sharon who worked on the till at Woolie’s twenty hours a week also has a number of side incomes.  She has a parenting blog that earns her £300 a month in advertising.  She does some freelance writing for £150 per month.  Sharon has also just launched an eBook from a blog in a niche area which earns £75 a month.  Woolie’s went bust in the recession, but Sharon coped well. She cut back a bit but lives off her other incomes. She spent her free time creating that e-course which is now earning £300 a month and she invested her redundancy in another business opportunity which she hopes will be a big success. No matter which of Sharon’s incomes disappear she has others she can rely on, and it’s highly unlikely that all her incomes will dry up at the same time.

What does this mean for you?  You don’t need one big idea or lots of investment to become a mumpreneur.  You can do it bit by bit while still working full or part time.  If you’re a stay at home mum you can quietly work away on various things that could build into a full time income.

This is just the start, though. If what you’ve read sounds right up your street, Antonia and Erica have lots more to share with you about ways to earn that fit with the family. Join them, and hundreds of others mums on the journey to earn a full time income in part time hours. Get all the inside tips on the free e-course at www.becomeamumpreneur.com.

 Thank yuou Erica and Antonia!

Follow:

Thanks to the super savvy Antonia Chitty for this great advice

Want to run your own business?

Starting a business can seem expensive, but can be done on next to nothing. If you want to start your own business but are on a budget, here are some pointers from Antonia Chitty of Family Friendly Working, to get you going:

  1. If you’re clear about your needs and skills it is going to be easier to find the right business for you.List your priorities such as earning money, or finding work that lets you stay home with your children. Write down your skills, and ask others what they think you’re good at.
  2. Look at your family budget, How much might you need to bring in each week or month? Think about the hours you can devote to working. Be realistic if you plan to work around the kids, as children may not understand “mummy’s working”.  Knowing the hours you can work and your target income can help you be clear about what you need to achieve.
  3. Pick your business idea. If you need a business that will generate an income quickly, start up a service. Look at low cost start up ideas like dog walking or cleaning. However small your start-up budget, don’t skimp on business insurance.
  4. Party plan and direct sales opportunities often come with a small start up investment. Pick your opportunity carefully: don’t just base your choice on a low fee. Look for products that you know people in you area will buy – and ideally go for items that encourage repeat purchases rather than one-offs. Watch out for discounts on sign up fees as you may be able to start up for less at certain times of year.
  5. If you have some time and want to retrain, contact your local college. Find out about which courses are funded, as this may affect your choice. The college may also be able to help you find out how to get help with the cost of childcare.
  6. Check out schemes that allow you to earn while you learn. There are various initiatives to encourage adults into teaching, for example, that allow you to train while working.
  7. If you are starting a business, research the market first. Will people buy your product or service? Is it unique enough to be appealing? This is really important and will save you from investing in launching a business then finding no-one will buy.
  8. Prepare a business plan. Set out aims and objectives, and the steps to take to achieve your goals so you know what you need to achieve. Pop into a local Enterprise Agency for free advice.
  9. Work out how you will promote and market your business. Visit www.prbasics.co.uk for a free promotion plan and low cost PR ideas and resources.
  10. Register as self employed. You have 3 months to let the Inland Revenue know you have started a business, or you could end up with a £100 fine.
  11. Keep good records. It is easier to note down every item of expenditure from the start than to have to deal with a pile of receipts when your tax return is due in. You can claim many of your business costs against tax too. The Inland Revenue can also send an advisor to your house, free of charge, to explain how to claim back your expenses against tax and what you can claim for.
  12. Make the most of every customer. From day one, start a customer database so you can send them offers. It is easier to get existing customers to buy again than to find new ones.
  13. Watch out for your work-life balance. Business can easily take over. Have a finish time each day, put your work away, and make some time to relax.


If you’re serious about starting a business, Antonia Chitty has lots of advice for you:

  • Visit www.familyfriendlyworking.co.uk for business ideas and events, and to get inspired by other parents with businesses
  • Buy Start a Family-Friendly Business: 23 brilliant business ideas for mums (and how to tell which is right for you) which Antonia has co-authored with Helen Lindop. Released 15th September.
  • Check out www.themumpreneurguide.co.uk for a book specially designed for mums who want to start a family friendly business. It covers issues from business planning to childcare, finances to setting aside time for you.
Follow:

Budget Busting Tips to get your New Year off to a Great Start

If, like many of us, your bank account is looking more than a little empty this month, here are some great ideas from Antonia Chitty and Erica Douglas of www.becomeamumpreneur.com that any mum can put into practice to help the family budget.

You may be worried about how you can get a little bit more income right now. Perhaps there aren’t many jobs in your area, and the jobs that there are don’t fit in with the childcare that you have. Maybe you look at mums running businesses and think , “I’d love to do that but  I don’t have her skills, I don’t have a big idea and I have nothing to invest to get my business started.” If you’re in this position, it is time to forget everything you’ve been taught about work and earning money. 

If you’ve had enough of juggling childcare, having no spare cash, or feeling that you aren’t contributing financially then listen up because what we have to say could change your life.

There is a new way of earning that more and more mums are finding fits in with family life. Instead of relying on a single job, and then perhaps finding that their employer has to make cuts, mums in the know are developing ‘multiple streams of income’. Their earnings come in from several different routes.  Imagine this scenario.  Sharon who worked on the till at Woolie’s twenty hours a week also has a number of side incomes.  She has a parenting blog that earns her £300 a month in advertising.  She does some freelance writing for £150 per month.  Sharon has also just launched an eBook from a blog in a niche area which earns £75 a month.  Woolie’s went bust in the recession, but Sharon coped well. She cut back a bit but lives off her other incomes. She spent her free time creating that e-course which is now earning £300 a month and she invested her redundancy in another business opportunity which she hopes will be a big success. No matter which of Sharon’s incomes disappear she has others she can rely on, and it’s highly unlikely that all her incomes will dry up at the same time.

What does this mean for you?  You don’t need one big idea or lots of investment to become a mumpreneur.  You can do it bit by bit while still working full or part time.  If you’re a stay at home mum you can quietly work away on various things that could build into a full time income.

This is just the start, though. If what you’ve read sounds right up your street, Antonia and Erica have lots more to share with you about ways to earn that fit with the family. Join them, and hundreds of others mums on the journey to earn a full time income in part time hours. Get all the inside tips on the free e-course at www.becomeamumpreneur.com.

Follow: