Profile of a Budgeting Mum: Nicki Cawood

Hi, what’s your name? Nicki Cawood   Any kids? 2 – Kieran is 5years and just finishing his first year at school (GAH!) and Taylor is a cheeky 7.5m old. Do you work? FT/PT? Full time from home Why do you work? Both to contribute to the household and because I want to! I am [...]

How to use Sainsburys budget calculator

 How to use the Sainsbury’s Finance Budget Calculator The calculator takes you through four easy steps to help you understand where your money goes and how your spending compares to the national average. We’ve used the information published by the government in the Family Spending Survey to calculate the average amounts that people spend on [...]

Are you stressing over the budget? TIME could be the answer

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Whilst motorists and first time buyers may be happy the reality is most people are feeling the pich after a budget littered with cuts. The health in pregnancy grant is gone, Child trust funds have stopped, child benfit is to be  to be means tested  and the general cost of living seem to go up and [...]

It’s been a great week budget wise because…..

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  I am budget cheerful this week because… ….. I was able to make my sons world book day outfit for school  of old clothes as he went as a scarecrow. We had plenty of old scraggy tops lying around and a battered straw hat. Other classes had much more complicated characters and I know [...]

Giving a valentine on a budget

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We would all love to make a grand gesture on Valentine’s day and show our partners how much we love them. These days we often need to keep things simple and on budget whereas before we may have splurged. But, as always, there are ways and means. Here are my top 5 valentine treats that [...]

How to …. boost the family budget (Resolutions)

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Budget Busting Tips to get your New Year off to a Great Start If, like many of us, your bank account is looking more than a little empty this month, here are some great ideas from Antonia Chitty and Erica Douglas of www.becomeamumpreneur.com that any mum can put into practice to help the family budget. [...]

Halloween on a budget

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I haven’t not written about Halloween on a budget I just did it somewhere else becuase I was asked to and I like to share the budgeting love and because my blog is a bit chock full this month! Pop over here for some top tips of mine for a fab Halloween on a budget .  I [...]

Top Five Tips For a TRADITIONAL Party on a Budget

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Thanks to  Louise Plunkett from www.sweetpeaparties.com. Louise is a party expert! Sweet Pea Parties are suppliers of  traditional party supplies, from party bags to bunting.She does parties the old fashioned way (all the photos are curtesy of sweetpea parties The best way to throw a party on a budget is to do it in the  [...]

Surrey – Child/budget friendly days out

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Thanks to the lovely Natalie who blogs at Mummyinahurry for this really useful guest post Surrey Days Out I currently live in North Surrey, where I grew up (there was about a 10 year hiatus while I moved away!!).  We are now about to move to North West Surrey, so I know those two areas [...]

Some debt pearls of wisdom ….

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sponsered post Just because something is commen sense doesn’t mean it’s common practice…some debt pearls of wisdom we should all take to heart: A friend once asked my dad if he managed to keep on top of his credit cards ‘I never have any problems with those silly cards’ he said. ‘How do you manage [...]

Magical, memory-making fruit growing

Do you want some fruit with that icecream?

Sponsered Post  When I was growing up we lived in a tiny terraced with a concrete back yard and we had a few pots of flowers. My mum (because she tried to give us everything, even though we were skint) tried to show us how to grow fruit through tomato plants. This absolutely enchanted me. [...]

Whatever your budget when you have a little one don’t skimp on the following……

Being savvy on a budget

sponsered post These are my top five essential that a child needs that defy a budget……  1. Fruit and vegetables  – it is really important that you get your five a day and feel fit and strong. Markets are great places to go to stock up and remember a glass of fruit juice counts so do [...]

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